Mutual Fund || SIP

Mutual Fund

mutual fund
Mutual Fund

mutual fund

 Since the advent of mutual funds, the number of investors has increased in India and other countries, due to which there has been a lot of volatility in the market.  That is why mutual funds provide investment opportunities in many other ways along with the stock market and mutual funds reduce income tax to a great extent.  Afraid of taking risk, many people are afraid of taking risk. Keeping this in mind, mutual fund gives another option of investment, which is known as SIP.  And you can start Mutual Funds with a minimum of ₹500.

 Equity : Mutual Fund.

 Under Equity Mutual Fund only those funds come which invest direct investment money only in stocks.  It has nothing to do with any other fund and is considered to be the most popular equity fund.

 Debt : Mutual Fund.

 Debt fund invests its money mainly in government companies and works like bonds, fixed deposits etc. Debt fund has mandatory condition that 65% of its amount should be invested in banks or bonds and apart from this the remaining money is in stocks ie equities.  be invested.

 Top Equity Mutual Funds and Their Returns.                 Return

                                                                                                        1Y                   3Y                5Y
 1. ICICI Prudential Technology Direct Plan Growth           =     108.10%         37.41%        32.67%
 2. Motilal Oswal Nasdaq 100 fof Direct Growth                 =     25.32%         NAN              37.59%
 3. Tata Digital India Fund Direct Growth                            =      109.12%        34.44%        32.69%
 4. Axis Small Cap Fund Direct Growth                               =       79.07%         28.39%        22.39%
 5. Parag Parikh Flexi Cap Fund Direct Growth                   =       54.22%         24.51%         22.04%
                                                                                (04/09/2021)

 Top Bond Mutual Funds and Their Returns.                    Return

                                                                                                          1Y                     3Y                  5Y
 1. SBI Dynamic Bond Fund Direct Plan Growth                =        3.87%               10.15%           8.49%
 2. ICICI Prudential All Season Bond Fund                         =        6.88%               10.16%           9.10%
 3. Axis Dynamic Bond Fund                                               =        4.97%               10.50%           8.68%
 4. L&T Flexi Bond Fund Direct Plan Growth                     =       3.98%                9.06%             7.71%
                                                                               (04/09/2021)

 How is a fund of crores made?

 If you invest Rs1500 per month at (₹50/day) in mutual funds, then you can become a millionaire after a few years, but you will have to run this process for 35 years if you invest Rs1500 per month for 35 years, on which the average return is 18 percent  So easily your small investment will turn into an amount up to 5 crores.

 Choose Mutual Funds as per your risk appetite.

Mutual fund gives investors the option to invest at low risk. There are three categories of mutual funds, divided into the category of high, low risk and medium risk. Now if you choose any of these three options, then it is with your risk.  It will also affect the benefits.  For example if you take high risk fund then your vacancy will be more but with that profit will also be more if you take risk fund in media then risk will be medium and profit will also be medium and if you choose low risk fund then your  The risk will be very less but the profit will also be very less, thus in mutual funds you can take risk according to your ability.

• Low Risk : Mutual Funds

 Debt funds and FD etc. have been kept in this fund.

 • Medium Risk : Mutual Funds

 Large cap funds have been kept in this mutual fund.

 • High Risk : Mutual Funds

 Mid cap and small cap mutual funds have been kept under this fund.

 How To Save Income Tax

Under Section 80C of the Income Tax Act, if an investor invests in a mutual fund, then an exemption of up to Rs 1.5 lakh is available.
 Text Saving Mutual Funds. || 3 years lockin
 There is a lock-in period of 3 years to save tax in mutual funds.

Methods of Investing in Mutual Funds.

There are two options to invest in mutual funds.

 1. Lumsum

 In this investment, you invest your money in one go, in this you do not need to invest every month, the minimum investment in Lamsum Mutual Fund is ₹ 5000 and not less than that.
Lumsum
Lumsum

2. SIP

 In this investment, you deposit your money every month, SIP (systematic investment plan) maximum is done by those investors who do not have big amount SIP can be started with minimum ₹ 500.
SIP
SIP

 Safety Of Investing In Mutual Funds.

 The regulation of mutual funds is done by the (SEBI) Securities and Exchange Board of India, all the mutual fund companies have to follow the strict rules made by SEBI.

Meaning of the term NAV (Net Asset Value) in Mutual Funds.

The term NAV is used several times in mutual funds. The term investment in mutual funds is used to measure the total assets that provide the full value of the asset, and the NAV is the price at which the fund’s units are sold.  is bought or sold.

 Meaning of AMC in mutual fund.

 Asset Management Company is this company that works to introduce new mutual funds in the market like Reliance Capital Asset Management Limited Company.

What is AMU?

 The AMU Assets Under Management keeps on fluctuating with the investment in the market and the deposit and withdrawal of funds by the investor.

NSO New Fund Offer.

When a new mutual fund offer comes in, its face value is ₹10.

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